The Govt of Pakistan has officially announced the third and final phase of the BISP Payment Details & New Clusters List 2025. According to the Benazir Income Support Program (BISP) compliance monitoring team, disbursements will begin from 5th November (Wednesday) in several clusters across the country.
Eligible women are requested to visit their nearest camp site with their original CNIC to receive the payment. This phase aims to ensure that every deserving woman receives her financial assistance safely and transparently.
Read More: District Wise BISP Payment Schedule
Table of Contents
BISP Payment Details & New Clusters List
The payment amount for this phase is Rs. 13,500 per beneficiary. It’s important to note that this payment does not include children’s education stipends; it is solely for the Kafaalat installment.
The payment will be distributed through designated camp sites under various banks, including Bank of Punjab (BOP), Mobilink Jazz Cash, Habib Bank Limited (HBL), and Aflah Bank. Below is the full list of clusters and districts covered in this final phase:
| Cluster Number & Bank | Districts Included |
| Cluster 6 (BOP) | Jamshoro, Dadu, Qila Saifullah, Qila Abdullah, Pishin, Tank, Toba Tek Singh, Mianwali, Multan |
| Cluster 7 (Mobilink Jazz) | Sujawal, Tando Allahyar, Tando Muhammad Khan, Hyderabad, Kharan, Chagai, Malakand, Rahim Yar Khan |
| Cluster 9 (HBL) | Khairpur, Harnai, Ziarat, Sibi, Lakki Marwat, Okara, Sheikhupura |
| Cluster 11 (Aflah Bank) | Kashmore, Lehri, Dera Bugti, Kohlu, Karak, Lahore, Hafizabad, Khanewal |
| Cluster 12 (Aflah Bank) | Larkana, Shikarpur, Barkhan, Musakhail, Sherani, Dera Ismail Khan, Kasur, Bahawalnagar |
| Cluster 13 (HBL Microfinance) | Ghotki, Zhob, Loralai, Buner, Haveli, Ghizer, Gujranwala, Layyah, Bahawalpur |

How to Collect Your BISP Payment
Women who are part of the listed clusters can collect their Kafaalat installment by following these simple steps:
- Visit your nearest BISP camp site (payment center) in your district.
- Bring your original CNIC – photocopies will not be accepted.
- Ensure biometric verification at the site to receive payment.
- After verification, the payment of Rs. 13,500 will be handed over immediately.
Officials have advised beneficiaries not to visit bank branches directly; all payments will be made only through the authorized camp sites for transparency and to prevent fraud.
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Important Instructions for Beneficiaries
- Please do not pay any extra charges or fees to anyone.
- If any staff member demands money or misbehaves, immediately report to the BISP helpline or the on-site monitoring officer.
- Women are encouraged to arrive early in the day to avoid long queues.
- Carry water and basic items as there might be waiting times at the camps.
Purpose of the Benazir Kafaalat Program
The Benazir Kafaalat Program is a vital initiative by the Government of Pakistan aimed at providing financial assistance to low-income women across the country. By offering a quarterly stipend, the program helps women meet their household needs and ensures their inclusion in the national economic system.This latest payment phase marks the completion of the 2025 quarter, ensuring that all eligible beneficiaries receive their rightful support before the next installment cycle begins.
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Final Words
This final phase of the Benazir Kafaalat payment is a significant step toward ensuring that no deserving woman is left behind. The government continues its commitment to empowering women through direct financial aid, ensuring transparency, and maintaining strict monitoring. Beneficiaries are advised to stay informed through official BISP messages only and avoid relying on fake social media posts. Always check your payment status via the 8171 portal before visiting the camp.
For more information:
Visit www.bisp.gov.pk or contact the official BISP helpline 0800-26477.
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