Punjab Kissan Card 2025 – 4th Phase Starts with Big Rewards for Farmers

Punjab Kissan Card 2025 – 4th Phase Starts

Exciting news for farmers across Punjab! The Administration of Punjab has formally hurled the 4th phase of the Punjab Kissan Card 2025 scheme. This latest phase brings a great opportunity: not only to get provision in unindustrialized, but also to win big rewards like tractors, motorcycles and cash prizes. The arrangement shows the Punjab administration’s sustained potential to empower agriculturalists under the motto “Kisan Khushhal, Punjab Khushhal.”

Quick Information Table

Program Name	Start Date	End Date	Amount of Assistance	Method of Application
Punjab Kissan Card Scheme – 4th Phase	November 2025	Loan repayment deadline: 10 Nov 2025; Lucky draw mid-Nov 2025	Interest‐free loans up to Rs. 150,000 per crop cycle; plus chance to win tractors/motorcycles/cash	Online registration via portal/SMS + visit to branch for card issuanc

What’s New in the 4th Phase of Punjab Kissan Card 2025

Focus on Rewards and Timely Repayments

In this Punjab Kissan Card 2025 – 4th Phase Starts, the government has added big inducements specifically aimed at farmers who are active, responsible and repay their agrarian loans on time. All farmers holding a valid Kissan Card, who strong their dues by 10 November 2025, will be automatically entered into a grand fortunate draw.

New Registrations Allowed

Even those farmers who missed earlier rounds can now apply in this phase. New eligible farmers will be able to join and benefit from the scheme.

Overview of the Scheme

• Scheme Name: Punjab Kissan Card Scheme 2025 (4th Phase)
• Managed by: Department of Agriculture, Government of Punjab
• Implementing bank partner: Bank of Punjab (BOP)
• Loan amount: Up to Rs. 150,000 per crop cycle for eligible farmers.
• Repayment period: 6 months (as per earlier scheme details)
• Rewards: Tractors, motorcycles, cash prizes for timely repayment.

Vision & Purpose of the Punjab Kissan Card 2025 – 4th Phase Starts

Empowering Farmers for a Prosperous Punjab

Under the leadership of the Punjab government, the Kissan Card scheme is described as a ‘dream of golden fields and prosperous farmers’. It aims to bring innovation, technology and fair access to credit for small and medium‐scale farmers.
By providing interest-free loans, subsidies and rewards for responsible borrowing, the scheme encourages farmers to grow, modernise operations and avoid dependence on informal loans.

Eligibility for the Punjab Kissan Card 2025 – 4th Phase Starts

Who Can Participate?

Here are the typical requirements for eligibility in this phase:

• Resident of Punjab province.
• Must have a valid Kissan Card issued by the Bank of Punjab or be eligible to apply.
• Land record must be verified through the Punjab Land Record Authority (PLRA) and mobile SIM may need to be registered on the farmer’s CNIC.
• The loan must be repaid by the deadline (10 November 2025) to qualify for the lucky draw.
• The farmer should have no major defaults and must be active in agriculture.

How to Participate in the Lucky Draw

Step-by-Step Guide

1. Make sure your Kissan Card loan is repaid by 10 November 2025.
2. Confirm your repayment record is updated at your BOP branch.
3. Once you clear the dues, you will be automatically entered into the draw — no extra application needed.
4. Draw winners will be notified via SMS, on the official website of the Agriculture Department and at district offices.
5. Prizes include brand-new tractors, motorcycles and large cash packages.

Key Benefits of the Scheme

Why This Scheme Matters for Farmers

• Access to interest-free loans up to Rs 150,000 per crop cycle helps meet input costs (seeds, fertilisers, machinery) without heavy debt burden.
• Subsidised inputs and digital access reduce middlemen and delays.
• The reward system (draws) encourages loan repayment discipline, which improves credit record.
• Transparent digital process via Bank of Punjab and related verification systems helps ensure fairness. For example, the card scheme links to PLRA, NADRA, PMD databases for verification.
• Helps small and medium farmers modernise and benefit from the government’s agriculture growth agenda.

How to Apply / Registration Process

Online & SMS Registration

• Visit the official portal for Kissan Card registration.
• Alternatively, you can apply via SMS: type your CNIC and send to 8070.
• After verification of your CNIC, land record, mobile number and other details, you will receive confirmation.
• Once confirmed, visit your nearest Bank of Punjab branch for final card issuance and loan processing.

Documents & Details Required

Typical documents and requirements include:

• Valid CNIC and mobile number linked to your CNIC.
• Land ownership or tenancy record registered with PLRA.
• Bank account details (often Bank of Punjab).
• Eligibility check for previous loan default, land size (1-12.5 acres in earlier phases) etc.

(FAQs)–Punjab Kissan Card 2025 – 4th Phase Starts

Conclusion

The 4th phase of the Punjab Kissan Card Scheme 2025 is a major step toward consolidation farming in Punjab. By offering interest-free loans, encouraging timely repayment, and rewarding careful agriculturalists, this outline of support aims not just to assist but to uplift the farming public. If you’re a farmer in Punjab, this is your accidental: clear your fees by 10 November 2025, make sure your registration is up to date, and you could be one of the winners in the privileged draw. With the right registration and participation, you help physically and help build a more wealthy Punjab for each agriculturalist.