Maryam Nawaz Loan Scheme 2025 Asaan Karobar Finance
The Asaan Karobar Finance Scheme 2025, launched under the leadership of CM Punjab Maryam Nawaz Sharif, is a groundbreaking initiative to support young entrepreneurs, farmers, and small business owners in Punjab. The scheme offers interest-free loans up to Rs. 30 million to help individuals start or expand their businesses. With the aim of generating employment and promoting sustainable economic growth, this program ensures financial inclusion, digital access, and development opportunities for all sectors, including women and marginalized communities.
| Category | Details |
|---|---|
| Loan Amount | Up to Rs. 30 Million (Interest-Free) |
| Tenure | Maximum 5 Years |
| Processing Fee | Rs. 5,000 – Rs. 10,000 |
| Grace Period | 3–6 Months |
| Eligibility Age | 25–55 Years |
| Target Beneficiaries | Entrepreneurs, SMEs, Farmers, Women |
| Loan Tiers | Tier 1 (1–5M) & Tier 2 (6–30M) |
| Official Portal | punjab.gov.pk/asaan-karobar-card |
Key Benefits for Entrepreneurs
- Interest-free financing up to Rs. 30 million for startups and SMEs.
- Free consultancy and digital Asaan Karobar Card for small businesses.
- Special incentives for women, farmers, and differently-abled persons.
Objectives of Asaan Karobar Finance
The main purpose of the CM Punjab Loan Scheme is to promote entrepreneurship and empower citizens with easy financial access. The scheme encourages the creation of 100,000 startups across Punjab, enhances exports, and supports green and tech-driven businesses. It also provides 30-year land leases to reduce business setup costs, making it one of the most inclusive finance programs in Pakistan’s history.
Eligibility and Application Process
Applicants must be Punjab residents aged 25–55 with a valid CNIC, NTN, and registered business. Both new and existing businesses can apply under Tier 1 or Tier 2 based on their funding needs. The online process is simple—visit the official portal, create an account, upload required documents, and submit the application. For assistance, applicants can call the helpline at 1786.
Supporting Farmers and Small Businesses
The scheme extends to Punjab’s agricultural sector, providing interest-free loans for purchasing solar equipment, seeds, and farm machinery. It promotes climate-friendly farming and ensures sustainable rural development. Additionally, the Asaan Karobar Card allows digital transactions and micro-loans up to Rs. 1 million for small entrepreneurs.
Conclusion
The Maryam Nawaz Loan Scheme 2025 under Asaan Karobar Finance is transforming Punjab’s economic landscape. By offering accessible, interest-free financing and strong digital support, it empowers entrepreneurs, farmers, and SMEs to build a self-reliant and prosperous future for the province.
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